Terms of Use
These Terms of Use ("Terms") govern your use of the Seilor: Loans till Payday mobile application (the "App"), operated by SEILOR FINANCE LLC ("we," "us," or "our"). By using the App, you agree to these Terms.
We are NOT a lender. Seilor: Loans till Payday is a marketplace that connects consumers with lenders in our network. We do not make credit decisions and do not broker credit.
1. The Service
Seilor: Loans till Payday is a marketplace that connects consumers with lenders in our network. We are not a lender, do not make credit decisions, and do not broker credit. We do not control the lending decisions, rates, amounts, repayment terms, or any fees a lender may offer.
2. Loan Terms
Loan amounts start from $200 and go up to $500 for first-time requests, with larger amounts available to returning borrowers up to $5,000. Repayment terms range from 2 to 24 months. The annual percentage rate (APR) on a cash advance through Seilor: Loans till Payday ranges from 5.99% to 35.99%. As a representative example, a $250 cash advance with a 35.99% APR repaid over 3 months would result in roughly 3 monthly payments of about $88, for a total repayment of approximately $265.
3. No Guarantee
Submitting a request is not a credit application and does not guarantee that you will receive an offer, be approved, or receive specific terms. Not all applicants qualify for the lowest rate or the largest amount.
4. Eligibility
To use the App you must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a U.S. resident, and provide accurate information. Additional eligibility criteria may be set by individual lenders.
5. Third-Party Lenders
Any offer you receive comes from a lender, not from SEILOR FINANCE LLC. If you accept an offer, your relationship and agreement are with that lender under its own terms. Review the lender's disclosures carefully before accepting.
6. State Availability
The service is not available in all states. Residents of certain states may not be eligible.
7. Limitation of Liability
To the fullest extent permitted by law, SEILOR FINANCE LLC's liability for any claim arising from your use of the App is limited to the amount, if any, you paid us to use it. We are not liable for the acts or omissions of any lender or for any offer, loan, rate, or term presented by a lender.
8. Changes
We may update these Terms from time to time. Continued use after changes constitutes acceptance.
9. Contact
SEILOR FINANCE LLC
2165 Kincaid Pl, Boulder, CO 80304-1900
mail-us@seilorfinance.com