Electronic Consent

1. Your Agreement

By creating an account, submitting a request, downloading Seilor: Loans till Payday, or continuing to use this website, you agree to this Electronic Consent. You confirm that you can access information electronically and that you want to receive disclosures, notices, agreements, and other communications in electronic form rather than on paper, except where the law requires otherwise or where we agree to provide a paper copy.

If you do not agree, do not use Seilor: Loans till Payday or submit a request. The service is designed to operate digitally, and electronic delivery is necessary for many features.

2. Scope of Consent

This consent applies to communications from SEILOR FINANCE LLC ("we," "us," or "our") in connection with Seilor: Loans till Payday, our website, and related services. Where you separately interact with a third-party lender, that lender may also deliver its own electronic disclosures under its own consent process.

Subjects covered by this consent include, without limitation:

• Terms of Use, Privacy Policy, APR disclosures, and updates to those documents
• Account registration, verification, and security notices
• Status updates about your request or matching process
• Privacy rights notices and responses to privacy requests
• Support correspondence and service announcements
• Records of consents, acknowledgments, and in-app agreements

3. Legal Effect (E-SIGN)

You agree that electronic signatures, electronic records, and electronic disclosures have the same legal effect, validity, and enforceability as paper documents and handwritten signatures under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state electronic transactions laws.

You will not contest the validity or enforceability of an electronic signature, electronic record, or electronic disclosure solely because it is in electronic form.

4. Types of Electronic Communications

Examples of communications you may receive electronically include:

• Welcome messages, one-time passcodes, and login or security alerts
• Confirmations that we received your information or request
• Notices that options may be available from lenders in the network
• Links to legal documents posted on our website
• Responses to support tickets and privacy requests
• Material changes to policies or product descriptions

We may also ask you to review and affirmatively accept certain screens in the App (for example, acknowledgments that we are not a lender, or authorizations related to sharing information with lenders). Those in-app actions may constitute electronic signatures or consents.

5. Delivery Methods

We may deliver electronic communications through one or more of the following channels:

• In-app notices and screens within Seilor: Loans till Payday
• Email to the address you provide and keep current
• SMS / text message, where you have provided a mobile number and any required consent
• Website posting of updated policies, with or without an accompanying email notice
• Push notifications, if you enable them on your device

Delivery is considered complete when we send the communication to the contact information on file or when we make the content available in the App or on the website, even if you do not open or read it. Please check your spam or junk folders and notification settings regularly.

6. Electronic Signatures

You authorize us to accept your electronic signature. An electronic signature may include tapping or clicking "I Agree," "Accept," "Continue," checking a consent box, entering a code, using a biometric unlock where offered, or taking another action that indicates assent in the App or on the website.

You agree that we may retain electronic records of your consents, timestamps, device or session identifiers, and related logs as evidence of your agreement, subject to our Privacy Policy.

7. Hardware and Software Requirements

To access and retain electronic records, you need at least the following:

• A smartphone, tablet, or computer capable of connecting to the internet
• A supported iOS version for the App, or a current web browser for this website
• The ability to view HTML pages and, where provided, PDF documents
• Sufficient storage or cloud access to save copies you want to keep
• A valid email address you can access, and optionally a mobile number for SMS

If your software or hardware no longer meets these requirements, you must update them or notify us. Failure to maintain access may mean you miss important notices.

8. Paper Copies

You may request a paper copy of certain electronic records by contacting us at mail-us@seilorfinance.com. We may charge a reasonable fee for paper copies where permitted by law, and some records may only be available electronically.

Requesting a paper copy does not automatically withdraw your consent to receive future communications electronically unless you clearly state that you are withdrawing consent.

9. Keeping Information Current

You are responsible for keeping your email address, phone number, and other contact details accurate and up to date. If electronic communications bounce or cannot be delivered, we may suspend certain features until you provide a working contact method.

10. Withdrawing Consent

You may withdraw this electronic consent at any time by emailing mail-us@seilorfinance.com with the subject "Withdraw E-Consent" and including your full name and the email address associated with your account or request.

Withdrawal is effective only after we process your request. Because Seilor: Loans till Payday relies on electronic delivery, withdrawing consent may prevent you from continuing to use the App, completing a request, or receiving matching-related notices. Withdrawal does not affect the legal validity of electronic records or signatures created before the withdrawal became effective.

11. Lender Communications

SEILOR FINANCE LLC is not a lender. If you choose to continue with a third-party lender, that lender may require its own electronic consent, loan documents, and servicing notices. Those communications are governed by the lender's terms. We are not responsible for a lender's delivery methods, disclosure content, or timing.

12. Marketing vs. Transactional Messages

This Electronic Consent covers transactional and service-related communications needed to operate Seilor: Loans till Payday. Marketing emails, marketing SMS, or telemarketing calls may require separate consent under laws such as CAN-SPAM or the TCPA. Consent to marketing is not required to submit a loan request. You can typically opt out of marketing emails via an unsubscribe link and opt out of marketing SMS by replying STOP where instructed.

13. Updates to This Consent

We may update this Electronic Consent from time to time. The "Last updated" date at the top of this page reflects the latest revision. Material changes may be communicated through the App, email, or website notice. Continued use after an update constitutes acceptance of the revised consent to the extent permitted by law.

Related documents: Terms of Use, Privacy Policy, and APR Disclosure.

14. Contact

SEILOR FINANCE LLC
2165 Kincaid Pl, Boulder, CO 80304-1900
Email: mail-us@seilorfinance.com
Support: Support Center